If your home and contents are more expensive than average, it’s likely that a standard “off-the-shelf” policy will not offer the protection you really need. Unfortunately, most people only discover they are under insured when they come to make a claim, finding themselves up against a raft of exclusions, limitations and quibbles over valuation.

• Contents cover starting from £50,000

• Buildings cover starting from £150,000

• Superb claims service - Most claims can be dealt with in a single phone call

• Choice of cash settlement, replacement or repair

• Substantial cover for art, antiques and jewellery

• Personal Project Manager in event of a claim

• Contents covered worldwide for Accidental Damage

• Personal Lawyer cover up to £100,000 as standard

• Identity Fraud protection up to £50,000

• Options to include second home/holiday home

• Home emergency as standard

• Domestic employees covered as standard